CHIEF LOAN ADVISOR

 

DEFINITION


 Under direction, administers, supervises, and coordinates a loan and
 grant program for property improvement; does other related duties as
 required.

 NOTE: The examples of work for this title are for illustrative
 purposes only. A particular position using this title may not perform
 all duties listed in this job specification. Conversely, all duties
 performed on the job may not be listed.

 
EXAMPLES OF WORK:


 Plans, organizes, and assigns work of the organizational unit and
 evaluates employee performance and conduct, enabling the effective
 recommendation of the hiring, firing, promoting, and disciplining of
 subordinates.

 Administers daily program operations in accord with guidelines,
 regulations, and budgetary limitations or restrictions.

 Coordinates activities of employees engaged in various types of loan
 assistance programs to rehabilitate housing.

 Gives assignments and instructions to employees and supervises the
 performance of their work.

 Reviews work of loan advisors to ensure that proper procedures are
 followed in processing loan or grant applications.

 Approves or disapproves applications for loans or grants in aid in
 accord with program guidelines and regulations.

 Reviews work of inspectors and cost estimators to ensure compliance
 with code enforcement guidelines.

 Maintains a working relationship with representatives of
 federal/state/local agencies involved with existing or proposed
 programs for property improvement.

 Speaks before civic/church/community groups to inform them of
 programs, objectives, and procedures to be followed in applying for
 program benefits.

 Prepares or oversees preparation of pamphlets and other informational
 materials about home loan programs.

 Acts as liaison between contractors and homeowners in cases of
 dispute.

 Is responsible for ensuring proper deposit of trust fund monies.

 Maintains or oversees maintenance of records of various financial
 accounts of the agency.

 Conducts and attends meetings with local governments, state/federal
 officials, citizen groups, and housing authorities.

 Prepares reports.

 Maintains records and files.

 Will be required to learn to utilize various types of electronic
 and/or manual recording and information systems used by the agency,
 office, or related units.

 REQUIREMENTS:

      EXPERIENCE:

      Five (5) years of experience in the review/approval of
 applications for consumer, real estate, and/or commercial loans or
 credit, in preparation/processing of loan and/or grant applications,
 or in providing financial counseling and credit analysis to grant or
 loan applicants.

      LICENSE:

      Appointees will be required to possess a driver's license valid
 in New Jersey only if the operation of a vehicle, rather than employee
 mobility, is necessary to perform essential duties of the position.

 KNOWLEDGE AND ABILITIES:

 Knowledge of office methods, practices, routines, policies,
 procedures, and regulations relevant to the work of the unit.

 Knowledge of criteria, procedures, and methods used in review and
 approval/disapproval of applications for government guaranteed loans
 or grants in aid.

 Knowledge of problems involved in planning/administering details of an
 established work program.

 Knowledge of problems involved in giving assignments/instructions to
 individuals/groups, in supervising performance of their work; in
 organizing assigned technical/supervisory work, and in developing
 effective work methods.

 Knowledge of methods used in composing clear, concise, appropriate
 letters in accord with established policies, procedures, and
 regulations.

 Knowledge of methods used in preparing and supervising preparation of
 statistical and other reports containing findings, conclusions, and
 recommendations.

 Knowledge of methods used in supervising the establishment/maintenance
 of reports and files.

 Ability to administer a program involving approval/disapproval of
 government guaranteed loans or grants in aid.

 Ability to comprehend office methods, practices, routines, policies,
 procedures, and regulations.

 Ability to supervise work and develop effective work methods.

 Ability to give assignments/instructions to individuals and groups,
 provide them with advice/assistance when difficult/unusual problems
 arise, and to check their work to see that proper procedures are
 followed, reasonable standards of workmanship/output are maintained,
 and desired objectives are achieved.

 Ability to perform difficult and technical work of a varied nature.

 Ability to work harmoniously with subordinates, associates, superior
 officers, and with that portion of the public interested in or
 concerned with work of the unit. Ability to plan and revise
 procedures/methods.

 Ability to compose clear, concise, appropriate letters in accord with
 established procedures/regulations.

 Ability to prepare and supervise preparation of clear, sound,
 accurate, informative reports containing findings, conclusions, and
 recommendations.

 Ability to supervise the establishment/maintenance of records and
 files.

 Ability to utilize various types of electronic and/or manual recording
 and information systems used by the agency, office, or related units.

 Ability to read, write, speak, understand, and communicate in English
 sufficiently to perform duties of this position. American Sign
 Language or Braille may also be considered as acceptable forms of
 communication.

 Persons with mental or physical disabilities are eligible as long as
 they can perform essential functions of the job after reasonable
 accommodation is made to their known limitations. If the accommodation
 cannot be made because it would cause the employer undue hardship,
 such persons may not be eligible.

 CODES: LG - 05134               RKR/hw                       5/27/98

 This job specification is for local government use only.